Saesneg: shared equity loan

Rhan ymadrodd

Enw, Gwrywaidd, Unigol

Lluosog

benthyciadau rhannu ecwiti

Diffiniad

Shared equity works by providing you, the buyer, with a loan which will form part of the deposit for the property you want to buy. Then, as you would normally, you take out a shared equity mortgage on the remaining part of the property's value. Although the name ‘shared equity’ suggests that you are sharing your property purchase with someone else, your home will, in fact, belong entirely to you. The shared equity part relates to the fact you are taking out an equity loan which counts towards your deposit.

Cyd-destun

Ers cyflwyno'r cynllun Cymorth i Brynu yng Nghymru yn 2014 prynwyd cyfanswm o 4,949 o eiddo drwy ddefnyddio benthyciad rhannu ecwiti gan gynllun Cymorth i Brynu-Cymru Llywodraeth Cymru yn ôl ystadegau a gyhoeddwyd heddiw.